Annie Zhou – Medium

Annie Zhou
in
Finance Futurists

7 Best Ways to Consolidate Debt Without Hurting Your Credit

With consumer debt reaching record highs, many people are seeking creative ways to save money and find relief from overwhelming balances…

9 min readSep 28, 2023

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7 Best Ways to Consolidate Debt Without Hurting Your Credit

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Annie Zhou
in
Finance Futurists

Getting a Personal Loan For Credit Card Debt

Navigating credit card debt may seem like an endless uphill battle. As you grapple with multiple payments and sky-high interest rates, it’s…

9 min readSep 21, 2023

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Getting a Personal Loan For Credit Card Debt

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Annie Zhou
in
Finance Futurists

Can You Pay Off a Loan with a Credit Card?

If you are drowning in debt, you may wonder if you can use a credit card to pay off the balance or consolidate your debt. Depending on the…

7 min readSep 15, 2023

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Can You Pay Off a Loan with a Credit Card?

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Annie Zhou
in
Finance Futurists

Does Debt Consolidation Close Credit Cards?

If you are struggling with credit card debt, you are not alone. Americans’ credit card debt recently surpassed $1 trillion — a new…

9 min readSep 8, 2023

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Does Debt Consolidation Close Credit Cards?

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Annie Zhou
in
Finance Futurists

Can You Refinance a Credit Card? Is It a Good Idea?

Navigating through credit card debt is a grueling uphill battle millions of Americans currently face. Whether it’s due to unexpected…

12 min readAug 30, 2023

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Can You Refinance a Credit Card? Is It a Good Idea?

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Annie Zhou
in
Finance Futurists

Life After Debt: What to Do When You are Debt Free

If you are reading this, you have reached an incredible milestone in your financial journey — you’re finally living debt free! But what…

8 min readAug 15, 2023

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Life After Debt: What to Do When You are Debt Free

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Annie Zhou
in
Finance Futurists

Family Travel on a Budget (2023 Edition)

If you’ve ever thought, “I can’t afford family travel together with my kids. I don’t have enough money for that,” this guide is precisely…

19 min readAug 7, 2023

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Family Travel on a Budget (2023 Edition)

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Annie Zhou
in
Finance Futurists

What You Need to Know Before Refinancing Credit Card Debt

If you find yourself burdened by credit card debt, you’re not alone. It’s a prevalent issue affecting many adults in the United States. In…

11 min readAug 3, 2023

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What You Need to Know Before Refinancing Credit Card Debt

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Annie Zhou
in
Finance Futurists

How to Retire Without a Pension

In the past, most Americans retired comfortably with a monthly pension from their employer. However, those days are long gone. Now…

7 min readJul 24, 2023

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How to Retire Without a Pension

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Annie Zhou
in
Finance Futurists

Why Is Retirement Planning Important?

In today’s fast-paced environment, planning for retirement may be the last thing on your mind. However, the importance of retirement…

12 min readJul 11, 2023

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Why Is Retirement Planning Important?

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Annie Zhou

Annie Zhou

Blogging about my life and interests — for entertainment and educational purposes only Personal finance blog 👉 financefuturists.com

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